Cover treatment costs for your employees, without the admin
Fertifa handles the entire financial infrastructure of your health benefit. From payroll-integrated reimbursements and multi-currency processing to interest-free treatment financing. Your HR team focuses on strategy. We handle the rest.
£10M+
reimbursed in treatment and testing
97.9%
patient satisfaction score, post-consultation
Zero
manual processing required
Offer premium financial support, handled by Fertifa
Fertifa’s reimbursement infrastructure is designed to run without your team’s time. Employees submit claims through the app. Everything else - processing, compliance checks, payroll integration, reporting - is handled by Fertifa.
Employees submit via the Fertifa app
Employees photograph and submit their treatment and testing invoices directly through the Fertifa patient app. No forms, no portals, no HR involvement at the point of claim.
Reimbursements run through payroll
Claims are processed and reimbursed through your existing payroll cycle. Fully private, fully automated - with zero manual intervention required from HR or Finance.
Private, quarterly reporting
Cost breakdowns, utilisation data, and benchmarking reports delivered quarterly to your Finance and People teams. Full financial visibility - with individual employee data fully protected.
We can pay for your employees’ treatment now and they can pay us back later.
For employees who need financial support beyond reimbursement, the Fertifa Payment Plan provides direct, interest-free treatment financing - covering fertility treatment, diagnostics, and specialist consultations.
Interest-free financing
Employees cover the cost of treatment through manageable, interest-free instalments - removing the financial barrier to care with no employer subsidy.
Fully confidential
Treatment choices, diagnoses, and financing arrangements are fully private. HR is not involved in, or informed of, any individual’s financial plan.
Bespoke to your policy
The Payment Plan is configured to match your organisation’s benefits policy - covering the health programmes and treatment types you choose to include.
Frequently asked questions
How do employees submit a reimbursement claim?
Employees submit eligible treatment or testing invoices and receipts through the Fertifa app. Fertifa then checks the claim against the employer’s benefit rules and manages the reimbursement process.
Can Fertifa reimburse employees through payroll?
Yes. Fertifa supports reimbursements through an employer’s existing payroll cycle. The setup depends on the employer’s policy and payroll arrangements.
Does HR need to approve individual claims?
Fertifa manages claim processing against the agreed benefit rules, reducing the need for HR to handle individual submissions. Employers retain control over which services their policy funds.
What financial reporting do employers receive?
Fertifa provides aggregate reporting on benefit use and costs, including quarterly reports for HR and Finance. Individual employees’ clinical information is not included in those reports.
What is the Fertifa Payment Plan?
The Fertifa Payment Plan is an optional, interest-free financing arrangement for eligible treatment. It allows an employee to spread the cost over instalments; it is separate from an employer-funded reimbursement or allowance.
Does the employer have to pay for treatment financed through the Payment Plan?
No employer subsidy is required for an employee-funded Payment Plan. Employers can choose whether to offer the option and which services to include in their wider benefits policy.
See how Fertifa handles the financial side of your benefit.
Speak to our team. We’ll show you how reimbursements work, what the Payment Plan covers, and how the entire financial infrastructure of Fertifa integrates with your payroll and reporting - without adding to your workload.
- 15-minute call
- Quote within 24 hours
- No commitment