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Comprehensive health benefits.
For every employee on every journey

Fertifa delivers wraparound care that fills the gaps in traditional Private Medical Insurance and public healthcare, backed by an in-house clinical team of leading specialists.

97.9%

patient satisfaction score, post-consultation

£10M+

treatment and testing costs covered

60+ years

combined in-house clinical expertise

Built for teams who know benefits can do more

Whether you’re building out an enterprise benefits strategy or bringing a premium offering to a growing workforce, Fertifa works to your organisation’s scale, sector, and employee needs.

Scalable, global, and fully integrated

Dedicated account management, multi-currency support, bespoke reimbursement policies, and quarterly reporting, designed for complex organisations.

For Enterprise

Premium care, scaled to your team

Access the same clinical excellence and wraparound care as the largest organisations, with flexible pricing and implementation designed for growing businesses.

For SMEs

Wraparound care, in one place

Fertifa covers seven health programmes, each with clinical consultations, expert guidance, testing, diagnostics, reimbursements and financing options, and on-demand care built in.

Clinical expertise built in, not bolted on

Your employees receive expert, independent care, all via the Fertifa Patient App.

  • Diagnostics and testing, managed

    Genetic screening, home testing kits, HRT prescriptions, and medication delivery - directly to your employees’ doors. Our clinical team is with them every step of the way.

  • Dedicated clinician for every employee

    Every Fertifa patient is assigned a dedicated Clinical Advisor from their first consultation. One clinician. One relationship. With no handoffs and no restarts.

  • Global specialist partner clinic network

    Providing virtual consultations and world-leading partner clinics across the UK, Europe, Asia, the US, and Canada. Supporting employees in every country with leading clinical care.

Offer premium financial support, handled by Fertifa

Fertifa handles everything, claims processing, compliance checks, multi-currency reimbursements, so your team can focus on strategy, not spreadsheets.

  • Support via the Fertifa Payment Plan

    Spread the cost of your health assessments, consultations or treatments with 0% interest and no upfront costs. Flexible, bespoke, and scalable to your organisation’s needs.

  • Truly seamless reimbursements

    Employees submit invoices directly through the Fertifa app and are reimbursed through monthly payroll - with complete privacy, and zero manual processing for HR.

  • Simple and full financial transparency

    Quarterly reports, cost breakdowns, benchmarking data, and custom analytics - giving HR and Finance leaders the visibility they need, without compromising employee confidentiality.

Comprehensive coverage alongside your PMI

Private medical insurance remains a vital part of your benefits package. But PMIs often exclude fertility, menopause, neurodiversity, gender identity, and many chronic conditions, leaving a significant proportion of your workforce without the support they need.

    • CS Healthcare
    • Cigna Healthcare
    • Aviva
    • The Exeter
    • Vitality
    • Bupa
    • AXA
PMIs Typically Exclude
  • Fertility treatment
  • Egg freezing
  • Menopause care
  • Neurodiversity support
  • Gender identity
  • PCOS & endometriosis
  • Pre-existing conditions
  • Family-forming for LGBTQ+
  • Infant Care
  • Mental Wellbeing

Proof in practice

Customer stories
“I've had people sending me messages saying how much they appreciate the fact that we've thought about this. Working with Fertifa has been super successful.”
Tara Ryan | VP of People Experience, Monzo
View Monzo case study

3,700

Monzonauts across the globe

10%

Onboard within a week of launch

20%

Male userbase on the app

Frequently asked questions

What is Fertifa?

Fertifa is a health benefits provider offering wraparound care that fills the gaps in traditional private medical insurance (PMI) and public healthcare. Our in-house clinical team, with more than 60 years of combined expertise, gives employees fast access to expert care across seven programmes, all in one place, through the Fertifa app.

Which health areas does Fertifa cover?

We offer seven programmes: Fertility & Family-forming, Maternity & Infant Care, Neurodiversity, Mental Wellbeing, Lifestyle Health & GLP-1s, Men’s Health and Women’s Health & Menopause. Each includes clinical consultations, expert guidance, testing and diagnostics, reimbursements and financing options. Fertility support covers IVF, IUI, egg freezing, adoption, surrogacy, donor conception and tailored pathways for LGBTQ+ families. Employers choose the programmes that fit their workforce.

Does Fertifa replace private medical insurance?

No. Fertifa works alongside PMI and public healthcare. Many PMI policies exclude areas such as fertility treatment, egg freezing, menopause care, neurodiversity support, PCOS & endometriosis and pre-existing conditions. Our programmes help fill those gaps and our clinical team helps employees understand their options.

How do employees access care through Fertifa?

Employees book a consultation in the Fertifa app and are assigned a dedicated Clinical Advisor, the same clinician from their first appointment onwards. Depending on their needs, we can arrange testing (including home testing kits and genetic screening), manage prescriptions and medication delivery, build a care plan or refer them to our partner clinics in the UK, Europe, Asia, the US and Canada.

How do payments and reimbursements work?

Employers decide which services their benefit funds. Employees submit eligible claims in the app and are reimbursed through monthly payroll, with no manual processing for HR. We handle claims processing, compliance checks and multi-currency reimbursements. Employees can also spread the cost of eligible care with our 0% interest Payment Plan.

Is employee information kept confidential?

Yes. Employees’ health information stays between them and our clinical team. Employers receive quarterly reports with aggregate cost and usage data, benchmarking and custom analytics, so they can see how the benefit is performing without seeing any individual’s details.

Is Fertifa suitable for both SMEs and global enterprises?

Yes. Growing businesses get the same clinical care as our largest clients, with flexible pricing and implementation. Enterprise packages can include dedicated account management, multi-currency support, bespoke reimbursement policies and quarterly reporting. Services and pricing are agreed around each employer’s workforce.

Speak to the Fertifa team

We’ll scope what wraparound care looks like for your organisation and show you exactly how Fertifa rounds out your benefits offering.

  • 15-minute call
  • Bespoke proposal provided
  • No commitment